By accessing and using Ethan Finance Hub, a software-as-a-service platform dedicated to providing comprehensive financial management solutions including payroll management, financial reporting, cash flow management, tax calculation, expense tracking, subscription billing, invoicing, and accounting, you agree to comply with and be bound by the following terms and conditions. These terms govern your access to and use of our services and any associated features. By utilizing our platform, you confirm that you are at least 18 years of age and have the legal capacity to enter into this agreement. Ethan Finance Hub reserves the right to modify or update these terms at any time, and it is your responsibility to review them periodically to stay informed of any changes. Your continued use of the services following any modifications constitutes your acceptance of the revised terms. Ethan Finance Hub is designed to facilitate the efficient management of your financial processes. While we strive to provide accurate and up-to-date information, we do not guarantee the completeness, reliability, or accuracy of the content provided through our services. All information, reports, and tools are provided as is, and we expressly disclaim any warranties, whether express or implied, including but not limited to, implied warranties of merchantability or fitness for a particular purpose. You acknowledge that the financial decisions you make based on the information generated by our platform are your sole responsibility. In using Ethan Finance Hub, you agree to provide accurate and complete information necessary for the operation of our services. It is your responsibility to ensure that any data you input into our system is correct and that it complies with applicable laws and regulations. We reserve the right to suspend or terminate your account if we suspect any fraudulent or unlawful activity, including but not limited to the submission of false information. Furthermore, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Ethan Finance Hub employs various security measures to protect your data; however, no system can be completely secure. Therefore, you acknowledge that your use of our services may involve risks, including the risk of unauthorized access to your data. We will not be liable for any loss or damage arising from your failure to comply with these security measures. Our services may contain links to third-party websites or services that are not owned or controlled by Ethan Finance Hub. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that Ethan Finance Hub shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with your use of or reliance on any such content, goods, or services available on or through any such websites or services. You agree to indemnify, defend, and hold harmless Ethan Finance Hub, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses, including reasonable attorneys fees, arising out of or related to your use of our services, your violation of these terms, or your infringement of any intellectual property or other rights of any person or entity. In no event shall Ethan Finance Hub or its affiliates be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our services. This limitation of liability applies to the fullest extent permitted by law. These terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Ethan Finance Hub is established, without regard to its conflict of law provisions. By using our services, you consent to the exclusive jurisdiction of the courts located within that jurisdiction to resolve any disputes arising from these terms or your use of the services.